Launching Soon  ·  Private Early Access Now Open

A New Era of
Family Wealth Planning.

Kutumb is building a modern family wealth ecosystem designed to help Indian families build, protect, and transfer wealth across generations with one trusted team, one complete picture.

Join the Private Waitlist Explore Financial Kundali
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12+ Years of Family Advisory
400+ Families Guided
₹100Cr+ Coverage Managed
COT Top Advisor — 7 Consecutive Years
Does This Sound Familiar?

Most families have financial products.
Almost none have financial architecture.

Across India, affluent families navigate wealth through multiple advisors who have never spoken to each other each managing one piece, none holding the complete picture. The result is fragmented planning, invisible gaps, and a quiet sense that something important is missing.

"Kutumb was built to change this one family, one team, one complete financial vision."
A Common Reality

Multiple advisors. No coordination. Every expert sees only their slice no one holds your family's full picture.

A Common Reality

Advisors are driven by targets, not your goals. Families receive products. Rarely a plan. Never a partner.

A Common Reality

Retirement planning delayed. Estate planning avoided. The most important decisions quietly wait year after year.

What We Are Building

A private advisory practice where one trusted team sees everything and walks the journey with your family, for life.

We had four different advisors and still felt completely unprotected. After our first session with Deepika, we finally understood what was missing and more importantly, what to do about it.

Rahul & Priya S. — Business Family, Bangalore
Join Early Access — Founding Families Only →
Kutumb's Signature Offering

Meet Financial Kundali.

A personalized financial diagnostic system designed to uncover gaps, risks, and opportunities across your family's entire financial life. Nothing like it exists in India today.

94 Wealth Score
Protection
Growth
Legacy
Tax
Retirement
Estate
◈
Wealth Health Score
◇
Risk Gap Analysis
⊕
Estate Readiness
→
Financial Roadmap
✦
Family Clarity Report

The Financial Kundali was unlike anything we had seen before. In two hours, we learned more about our family's real financial position than in fifteen years of working with advisors.

Anand M. — Senior Professional, Kolkata
Get Early Access
For Founding Families

Why join early?

Kutumb is opening private access to a select group of founding families before public launch. Those who join early receive advantages unavailable once we open to the public.

01
Priority Financial Kundali Access

Be among the first families to experience the Financial Kundali diagnostic before it opens to the general public.

02
Founding Member Consultation

A dedicated private consultation with Deepika reserved exclusively for families who join the founding circle.

03
Exclusive Wealth Insights

Early access to Kutumb's research, frameworks, and financial planning tools curated for Indian families building multigenerational wealth.

Reserve Your Place in the Founding Circle →
The Kutumb Difference

From scattered finances
to a complete family wealth system.

This is what changes when your family finally has one trusted advisor who sees and holds the whole picture.

Without Kutumb
Multiple advisors with no shared view of your family's finances
Unsure whether your family is truly insured or just covered on paper
Investments spread across products with no unified goal alignment
No plan for what happens to your wealth if something goes wrong
Retirement planning delayed. Estate planning avoided. Time passing quietly.
→
With Kutumb
One trusted team with a complete, unified view of your family's financial world
Complete clarity on your protection and confidence that your family is truly secure
Every investment aligned to a specific goal, timeline, and tax structure
A thoughtful estate plan that protects what you've built for those you love
A clear, funded retirement plan so your golden years are entirely yours.
What Kutumb Will Offer

Financial architecture for every stage of family life.

Founding families receive access to a complete suite of coordinated wealth services delivered as a unified plan built around your family's story, not sold as isolated products.

Build Wealth
Build Wealth
Growth & Accumulation
Mutual Fund Planning Goal aligned SIP and lumpsum planning calibrated to your family's timeline and aspirations.
Goal-Based Planning Education, marriage, a family home every dream given a number, a timeline, and a funded plan.
Wealth Structuring Tax-efficient asset allocation designed to compound your family's net worth across decades.
Protect Wealth
Protect Wealth
Security & Risk
Insurance Planning Life, health & critical illness coverage tailored to your family's real needs,not just products.
Risk Gap Analysis Surfacing exposures most families carry without realising and closing them before they become a crisis.
Ombudsman Advocacy Standing with your family when insurers fall short fighting for the protection you were promised.
Transfer Wealth
Transfer Wealth
Legacy & Continuity
Estate Planning Wills, trusts, and nominations ensuring everything you've built reaches the right people, gracefully.
Retirement Planning Building the corpus that makes your retirement entirely yours independent and unconditional.
Legacy Structuring Multi generational planning so your values, vision, and wealth endure and grow for decades to come.
Six Reasons Families Choose Kutumb

Built on Trust.
Designed for Generations.

01
Family-Centric Approach

We don't sell products we build relationships. Your family's unique story drives every recommendation we make.

02
Holistic Planning

Insurance. Investments. Tax. Estate. Retirement. One firm, complete solutions nothing falls through the gaps between specialists.

03
Fee Transparency

No hidden commissions. No hidden agenda. We work entirely in your best interest always aligned with your goals.

04
Financial Kundali

No other firm in India offers this a 360° personalised financial health report exclusive to Kutumb Advisory.

05
Multi Generational Vision

We plan for generations, not just years. Your children will thank you for the decisions you make today.

06
A Relationship, Not a Transaction

We become part of your family's financial life there for the milestones, the transitions, the moments that matter most.

Deepika
Deepika
Founder & CEO · Kutumb Advisory LLP
Meet the Founder

Twelve Years of
Architecting Trust.

"After 12 years advising families at Axis Max Life, I kept seeing the same thing: successful families financially active, yet financially exposed. No one had ever sat with them and seen everything at once. Kutumb is my answer to that problem."

Deepika spent over a decade at Axis Max Life Insurance, earning COT recognition, a seat on the CEO Council, and seven consecutive years in the top tier of advisors nationally. What she is most proud of is not any award it is the 400+ families who sleep more soundly because someone is watching the whole picture.

12+ Years of Family Advisory
400+ Families Guided
₹100Cr+ Coverage Managed
7× National Top Advisor
COT Club Member TOT Recognition CEO Council — Axis Max Life Top Advisor — 7 Consecutive Years
The Kutumb Team

The people your family
will work with.

A carefully assembled team of specialists each bringing deep expertise to one unified mission: your family's complete financial wellbeing.

Raunak
Raunak
Technology & Digital

Social media strategy and technology operations keeping Kutumb's client experience seamless and modern.

Tanishq
Tanishq
Client Relations

Ensuring every family receives attentive, responsive service from the first conversation through every milestone.

Harsh
Harsh
CRM & Operations

Managing client relationships and internal coordination so your experience with Kutumb is always coherent and reliable.

Atri Ganguly
Atri Ganguly
Compliance & Legal

25+ years of senior management experience across portfolio management, financial planning, and risk management. Our families' interests are legally protected at every step.

Tejpal Singh Bagga
Tejpal Singh Bagga
Investments & Portfolio

Certified financial planner with 20+ years advising on mutual funds, SIFs, AIFs, and portfolio structuring for HNI families.

Soumik Saha
Soumik Saha
Portfolio Management

CFP(CM) with 20+ years supporting financial advisory professionals and HNI investors across bonds, AIFs, ETFs, and structured products.

Sarbani Sadhu Das
Sarbani Sadhu Das
Insurance Specialist

Experienced sales and distribution professional focused on mediclaim, general insurance, and investor engagement across cross-functional mandates.

Recognition & Achievements

Quiet authority, built
over a decade.

A record of consistent recognition across institutions, platforms, and years reflecting the depth of trust families have placed in Deepika's guidance.

Deepika Jha — Awards & Recognition Wall
12+ Years of Consistent Excellence
50+ Awards Across Categories
MDRT Multiple Years of Qualification
COT Court of the Table — Top 1% Globally
TOT Triumphs of Talent
PFP Years of Guiding Your Wealth For Life
Families Who Have Experienced Kutumb

What it feels like to finally
see the complete picture.

These are not product reviews. They are accounts of what changes when one trusted advisor finally holds everything.

"

We had been investing for years but never knew if we were on track for anything. After our Financial Kundali session, we had a concrete plan for retirement, our children's education, and a will we'd been putting off for a decade.

Vikram & Neha R. Senior Corporate Professionals, Kolkata
"

What struck me was how calm the conversation felt. No pressure, no jargon, no hidden agenda. Just someone who genuinely wanted to understand our family before suggesting anything at all.

Sundar K. Business Owner, Patna
"

We discovered we were significantly underinsured something three different advisors had never flagged. That one conversation potentially saved our family from a situation I don't want to imagine.

Meera & Arun S. Doctor & Entrepreneur, Kolkata
Private Early Access

Join the
Founding Circle.

Be among the first families to experience Kutumb and Financial Kundali before public launch. A complimentary consultation awaits founding members.

Completely private. No sales calls. Your information is never shared.

✦

Your family's financial journey begins soon.

Deepika will personally reach out within 48 hours to schedule a time that works for your family. Welcome to the Founding Circle.

I was hesitant about reaching out,I thought it would feel like a sales pitch. It was the opposite. The first conversation felt like talking to a trusted family friend who happened to understand finance deeply.

Priya A. — Homemaker & Co-Director, Delhi

Your Legacy Deserves More Than
Financial Products.

A new era of family wealth planning is launching soon. Join the founding circle and be the first to experience it.

Join the Private Waitlist +91 98316 10210